Home Loans for Doctors Australia

Home loans tailored for doctors

Doctors have access to specialised home loan policies that most borrowers never hear about.

At Medimortgage, we help medical professionals secure home loans using lender policies designed specifically for doctors, dentists and veterinarians.

Whether you're an intern buying your first home or a specialist building a property portfolio, we help you borrow smarter and buy sooner.

We work with medical professionals across Australia and have access to lenders with doctor-specific lending policies.

Why banks treat doctors differently

Many lenders consider doctors low-risk, high-income borrowers.

Because of this, doctors may qualify for lending benefits unavailable to the general public.

These can include:

• Purchase with a smaller deposit
• Potentially avoid Lenders Mortgage Insurance (LMI)
• Higher borrowing capacity
• Flexible income assessment
• Access to exclusive lender policies

Most brokers don’t know how to access these policies. That’s where we come in.

Buying your first home as a doctor

Starting your property journey during your medical career is more achievable than most people realise.

Eligible doctors may be able to:
• Buy with as little as 5–10% deposit
• Avoid LMI (which can cost tens of thousands)
• Use future income to support borrowing capacity

We help you enter the property market sooner and structure your loan correctly from the start.

If you’re looking for a specialist broker, visit our Mortgage Broker for Doctors page to learn more.

Home loan solutions for every stage of your career

Upsizing or downsizing

As your career and family grow, your lending needs change. We help you finance your next move confidently.

Refinancing your home loan

If your property value or income has increased, refinancing could:
• Reduce your interest rate
• Lower your repayments
• Release equity for future plans

Building a property portfolio

Many doctors build wealth through property. We help structure lending to support long-term investment.

Book a Free Strategy Call

Helping doctors find the perfect home loan solutions

Should you renovate or buy a new home?

We help doctors compare the financial impact of:
• Renovating your current home
• Upgrading to a new property
• Using equity to fund improvements

Our goal is to help you make the smartest long-term decision.

A mortgage broker that specialises in medical professionals

We work exclusively with doctors and medical professionals across Australia.

Working with a specialist broker means:
✔ Access to doctor-friendly lenders
✔ Lending strategies tailored to medical careers
✔ Support from planning to settlement
✔ Long-term lending strategy — not just one loan

Contact Medimortgage Today

Speak with a doctor home loan specialist

Book a free discovery call and get a clear plan for buying, refinancing or investing as a medical professional.